Try Maryland Insurance Administration : Accident-and-Health-or-Sickness-Producer practice torrent pass for sure
Updated: Sep 07, 2025
No. of Questions: 92 Questions & Answers with Testing Engine
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Maryland Insurance Administration MarylandAccident and Health or Sickness Producer Series 20-24 Sample Questions:
1. When determining the premiums for large groups, most insurance companies use:
A) Area rating
B) Experience rating
C) Occupational rating
D) Pooled rating
2. In general practice, can the Maryland Insurance Administration inspect the business records of an insurance company or agency?
A) No, because only an officer of the court can inspect these records
B) Yes, because all company and agency records are public domain
C) No, because of privacy considerations
D) Yes, because of the powers defined by state laws
3. Disability income insurance premiums are a deductible expense when the premiums are paid by:
A) An insured for individual disability income coverage
B) A partnership for group disability income coverage for the partners
C) An employee for group disability income coverage
D) A corporation for group disability income coverage for the employees
4. All of the following factors may affect premium determination in individual life insurance EXCEPT:
A) Health
B) Race
C) Occupation
D) Age
5. Medical expense insurance typically EXCLUDES coverage for:
A) Hospital laboratory tests
B) Hospital care extending past 30 days
C) Maternity care benefits
D) Expenses incurred for primarily cosmetic surgery
Solutions:
| Question # 1 Answer: B | Question # 2 Answer: D | Question # 3 Answer: D | Question # 4 Answer: B | Question # 5 Answer: D |
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