Updated: Aug 12, 2026
No. of Questions: 92 Questions & Answers with Testing Engine
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| Certification Vendor: | Maryland Insurance Administration |
| Exam Name: | Maryland Accident and Health or Sickness Producer Examination |
| Exam Number: | Series 20-24 |
| Passing Score: | 70% |
| Related Certifications: | Life Producer (Series 20-27) Life and Accident and Health or Sickness Producer Combo (Series 20-30) |
| Exam Duration: | 105 minutes |
| Available Languages: | English |
| Exam Format: | Multiple-choice, Computer-based |
| Real Exam Qty: | 80 scored + 10 unscored |
| Certificate Validity Period: | 2 years (renewable) |
| Exam Price: | $60.00 USD |
| Recommended Training: | MIA Candidate Information Bulletin |
| Exam Registration: | Maryland Insurance Administration Prometric Registration |
| Sample Questions: | Maryland Insurance Administration Accident-and-Health-or-Sickness-Producer Sample Questions |
| Exam Way: | Computer-based testing at Prometric test centers; online proctored option available |
| Pre Condition: | At least 18 years old; resident or non-resident; no disqualifying criminal history; pre-licensing education not required since Oct 2024 |
| Official Syllabus URL: | https://www.prometric.com/files/2021-09/2024_accident_and_health_or_sickness_producer_9.21.21.pdf |
| Section | Weight | Objectives |
|---|---|---|
| Topic 1: General Insurance Concepts | 15% | - Policy Provisions
|
| Topic 2: Accident and Health Insurance Policies | 35% | - Policy Features
|
| Topic 3: Insurance Regulation | 30% | - Licensing
|
| Topic 4: Maryland State-Specific Regulations | 20% | - Statutory Requirements
|
1. To be deemed a "qualified employer" under the Maryland Health Benefit Exchange Act, anemployer MUST:
A) Have at least 50% of its employees work in the state of Maryland
B) Have its principal place of business in the state of Maryland
C) Contribute to employee premiums
D) Have at least 50% of its employees reside in the state of Maryland
2. A nonprofit health service plan may NOT issue a contract that covers which of the following types of benefits?
A) Medical expense benefits
B) Dental benefits
C) Disability income benefits
D) Vision benefits
3. If an employer with 200 employees wants to offer health insurance and calls a SHOP Exchange Navigator, what should the navigator do?
A) Refer the employer to the Maryland Insurance Administration
B) Refer the employer to the carrier where a friend works
C) Refer the employer to a licensed insurance producer
D) Help the employer sign-up through the SHOP Exchange
4. The primary purpose of disability income insurance is to:
A) Provide benefit payments for a period of time when the insured is unable to work
B) Provide indemnity for loss of life
C) Pay any physicians' fees resulting from a disabling injury
D) Pay necessary hospital expenses when the insured is unable to work
5. Which type of Medicare Supplement information can be used without prior state approval?
A) Television advertisements approved by the insurer
B) Radio announcements approved by the insurer
C) Government publications
D) Insurance company brochures
Solutions:
| Question # 1 Answer: B | Question # 2 Answer: C | Question # 3 Answer: C | Question # 4 Answer: A | Question # 5 Answer: C |
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